Medical Malpractice

Why are hospitals allowed to give you credit beyond your ability to pay?

When I go to best buy they dont give me $100,000 in credit. When I buy a house or car I cant get unlimited credit. Why do hospitals charge thousands beyond your ability to pay. Sounds like a scam to me. They say its a service but it sounds like a ripoff. They dont have right to extend you credit what are they an effing bank?

Public Comments

1. Exactly, when you run out of money they should just push your sorry a$$ to the sidewalk
2. What would you do just kick them out.
3. I'm sure they don't put a taxi meter on when you are rolled inside the operating room for life-saving surgery and then stop whenever the meter reaches your bank balance.
4. Because they are crooks and more concerned about making money than helping people. And when you don't pay that wopping big medical bill, they'll have collection agencies on you faster than a buzzard on roadkill and the next thing you know your credit rating is ruined and even worse you lose your home and everything you own.
5. They don't extend you credit. They charge you a fee and expect you to pay. If you have insurance, it gets paid. If you don't have insurance you make arrangements to pay. If you don't make arrangements to pay they sue you or they write off the debt and charge the next guy (with the insurance) a higher rate. I guess the argument should be then, if you can't afford to pay for hospital treatment, don't go for treatment.
6. Because whether or not you have the ability to pay isn't important to most hospitals. Rather, hospitals send you the bills and it's your responsibility to pay or don't pay. In the end most people count on their insurance. If uninsured then people can file bankruptcy, which many do when the bills are so large there's no way the can pay. Hospitals write off so much debt per year that reduces the taxes they pay to almost zero.