Hello, I am writing to ask if anyone knows of any way that the average joe, with no health insurance, and not alot of money can get help with a surgery. I know there is HCAP but that is only for the hospital side of things. I am in need of a knee surgery and the Doc I am seeing stated they need $1300 down before they can schedule the surgery. I, unfortunetaly, do not have that kind of money. I have tried looking to the state for help but because I am not disabled or I do not have a kid they advised me they can and will not help. I have called Lutheran Social Services and they also advised me they do not help in that way. So I ask for help, if anyone has any suggestions that would be greatly appreciated. I live in Northwest Ohio and have tried looking on the internet for something but nothing has come up. Thanks, J